Social Security

Approximately 10,000 people turn 65 every day. For most people, Social Security will represent a substantial portion of their retirement income. Deciding how to claim Social Security is arguably one of the largest financial decisions a person will make in his or her lifetime.



  • There are several important decisions you must make with regard to your benefits, which are complex and have many moving parts.
  • Evidence suggests many people guess with their decisions, rather than use math and logic.
  • The perception that "it is what it is" is simply not true.
  • The decisions an individual makes matter.



Get advice

  • Advice and a detailed analysis will cost between $100 and $500. Our most common package is $299.



Run the numbers yourself


Read extensively

This topic is so important that you may want to consider all three. Start with a book, run the numbers, then get advice.


Estimated value to an individual

  • Seemingly small decisions can very quickly add up to tens of thousands of dollars.
  • The amount you receive can vary substantially depending on when you first claim
  • The amount you receive initially dictates the amount of benefit you will receive for the rest of your life.


Key considerations

  • The easiest approach is to delay taking benefits until the latest possible date.
  • If you are even considering take benefits earlier you will be well served investing a few hours in your decision.
  • You must invest a few hours in this process and we highly recommend seeking expert advice.


We are here to help



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